Problems We Solve at Giesting Financial

Get the Most Out of Life!

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Each Life Stage has its own set of problems and issues to address

Life’s transitions are inevitable; that’s why your financial plan is not a “set it and forget it” process. We work together with you through the decades to review and adjust.

20s & 30s

Early career

• Cashflow & budgeting
• Establish emergency savings
• Begin paydown of debt
• Begin retirement savings
• Begin saving for other goals (home, car, business, etc.)

Late 30s & 40s

Raising a Family / Established Career

• Get married, first house, 2nd home
• Have children, save for college
• Insurance needs
• Continue retirement saving
• Continue investment portfolio savings
• Payoff all other student debt
• Estate planning

50s & 60s

Pre-Retirement

• Late career retirement prep
• College spending
• Desired retirement lifestyle
• Retirement income planning
• Plan for medical expenses
• Long-term care planning
• Taking care of parents
• Estate planning / legacy plan

Mid 60s and Up

Retirement

• Continued retirement income
• Medical and lifestyle expenses
• Leaving a legacy with tax-efficient estate planning

“To have his path made clear for him is the aspiration of every human being.”

—Joseph Conrad